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Employee Benefits

Kentucky Medical Association

  • RH Clarkson Insurance Group is the Kentucky Medical Association's only endorsed insurance agency, working with practices across the state
  • We will work with you to ensure you have the right policy for you and your staff, including medical, dental, vision, disability, long term care, medical professional liability and more

Kentucky Medical Association

KMA_logo2As the Kentucky Medical Association's only endorsed insurance agency, RH Clarkson Insurance Group offers several discounted insurance and employee benefit plans to KMA members across the Bluegrass State.  These programs are provided exclusively to you as a KMA member. Using our extensive network of national and regional insurers, we offer physicians a unique mix of coverage options and competitive pricing, including medical, dental, vision, disability, long term care, medical professional liability, and more for you and your staff.

If you would like to increase the benefits you can offer through your practice, or simply want to review your coverage, talk with a Clarkson insurance specialist today.  Here are some of the policies offered for  Kentucky Medical Association members:

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Kentucky Medical Association's Preferred Broker

Group Health

Having the right coverage for you and your office staff doesn't just help you attract and retain your best employees, it keeps things running smoothly in your business. Your employees need the same great care you give your patients, so make sure they get it with an affordable group health plan.  The KMA plan through Anthem offers unique plan designs at competitive rates available only to KMA members.  This plan also includes Anthem Blue View Vision at no additional cost.

Delta Dental

Give everyone in your office something to smile about!  Our KMA dental plan through Delta Dental offers one of the most affordable and comprehensive dental plans available to medical practices in Kentucky.  In addition, there is no waiting period for members on implants and orthodontics.

Group Life, Short-Term Disability and Long-Term Disability

Caring for your employees during a time of need is important to many employers.  Clarkson Insurance offers discounted plans with coverage tailored for physicians and their employees.

Long Term Care

Don't spend nights worrying about future long-term care needs, or those of your family and employees. These policies have premium discounts and enhanced coverage for employees and their families.

Disability Planning

Plan for the unexpected events in life.  During the course of your career, the risk of becoming disabled is three and a half times greater than death.  A comprehensive individual disability program can protect against unforeseen circumstances in the event you cannot work.  Ask about exclusive plan and pricing options available for KMA members.

Medical Professional Liability

RH Clarkson Insurance is proud to offer the only plan endorsed by the KMA with a true discount for members.  We all know that lawsuits are on the rise, and that unscrupulous lawyers can make things very difficult for your practice - even if you haven't done anything wrong. That's why medical professional liability policies, specially designed for practices like yours, are so important. Don't leave your business to chance; protect your practice with the right coverage.

Property and Casualty

Medical practices are like other businesses, mishaps happen.  Clarkson has been working with medical practices all across this region to ensure you have the right coverage at the right price.  We represent regional and national carriers with programs tailored to meet your coverage needs.

Employment Practices Liability

Unfortunately, it has become easier than ever for someone to accuse you of wrongful termination, sexual harassment, hiring discrimination, or any number of other wrongful employment practices. These liability policies cover you against exactly those kinds of events, ensuring your business stays strong no matter what kind of claims have been made.

Information Protection

Patient confidentiality has taken on an entirely new meaning in the digital age. Information protection or cyber liability policies protect you not only against threats to your web security, but also stolen data in the form of paper files, disks, flash drives, or other computer media. With new online risks popping up all the time, you can't afford to go without this kind of coverage.

Retirement Planning

Planning for your retirement is the first step toward finding the freedom you have worked so hard to earn. Through a variety of financial choices we will guide you through the complexities of retirement planning and provide unmatched service.