Homeowners Insurance
Your home is more than a place to live - it's also an important
investment. That's why, at Clarkson, we offer a variety of coverage
packages that protect you against theft, damage, and loss to your
home. We also offer policies that cover your valuables, protection
from natural disasters, and even ongoing living expenses, in the
event that you are unable to live in your home for a period of
time. With numerous national and regional carriers available, you
can be sure we'll help you find the best fit for your needs.
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Personal Auto Insurance
Many people, when searching for the right personal auto
insurance, make the mistake of picking a policy based strictly on
price, or choosing one that doesn't have as much coverage as they
think. But the hours and days following an accident are the wrong
time to find out you aren't as protected as you thought you
were.
At Clarkson, we have a long history of working personally with
our clients, as well as dozens of insurers, to find the best
policies for each individual or family. Get in touch with us today
to find out if you could be saving money while increasing your
coverage.
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Motorcycle Insurance
Most motorcycle owners love to hit the open road and forget
about details - insurance included. At Clarkson, we like to keep it
that way. Our motorcycle insurance, which can cover one motorcycle
or several, gives you the freedom to ride without thinking about
whether you are covered or not.
From damage to liability and medical, we work with national and
regional insurers to get you the best policies at the lowest
prices.
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Umbrella / Excess Liability Coverage
You don't have to be a millionaire to be sued for millions of
dollars, and many drivers and homeowners are surprised to find that
their policies don't cover lawsuits of this magnitude. But that
doesn't mean there isn't an effective way to protect yourself and
your family. At Clarkson, we offer a number of personal umbrella /
excess liability policies that go above and beyond standard
insurance, including damage, medical expenses, and claims -
regardless of whether they are substantiated or not.
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Renter's Insurance
Just because you don't own your home doesn't mean you can't be
struck by catastrophe. That's why renter's insurance covers
policyholders against loss from fire, theft, and some kinds of
water damage. Whether you live in an apartment, condo, or house,
you can take these policies with you, even if you move. And best of
all, they are more affordable than most people think.
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Condo Insurance
Is your condominium protected with specific coverage? Do you
have a policy that provides for the alterations, appliances,
fixtures and improvements that you have invested in?
If you don't know the answers to these questions - or aren't
comfortable with the coverage you have - now is the perfect time to
talk with a Clarkson Insurance specialist. We know how special your
condo is to you, and we will work with you to find the insurer and
policy that's right for your needs and budget.
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Secondary Residence
You worked hard to make that dream of a second property come
true - why not make sure it's protected against theft, fire, and
natural disasters? Whether your property is a home on the beach, a
mountain getaway, or a condo out of town, RHC has the right policy
for you.
Talk with one or our insurance specialists about finding the
coverage you need to insure a piece of property that represents not
only your dream, but a significant investment. It only takes a few
minutes to find out if there is a better policy, at a better price,
for what you need.
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Boat Insurance
You wouldn't leave the dock without a safety vest, so don't
leave one without protecting yourself financially, either.
Regardless of the type, size, or horsepower of your boat, we can
help cover you against damage, losses, and even medical bills.
Spending time on the water can be great fun, but there's always
the small chance something unexpected could happen. Work with a
Clarkson Insurance specialist to be sure that you, your family, and
your assets are safe when you go boating.
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Individual Health Insurance
Your health is your most important gift, which is why finding
the right personal health insurance policy is one of the most
meaningful things we can do for our clients. At Clarkson, we will
talk with you about your health status, family history, and
coverage concerns, and then work with many companies to find
affordable options that let you rest comfortably knowing that you
will always be able to receive the best medical care. Don't leave
your health to chance, talk with us about personal health policies
today.
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Individual Life Insurance
It's never too soon to plan for the unexpected. The world is
full of tragedies that seem to occur out of the blue, and many are
left with unplanned expenses and responsibilities following the
death of a family member. While life insurance can never replace
any person, it can ease the burden on grieving spouses and
children.
Don't leave your loved ones' futures to chance. Proper estate
planning and a well structured insurance portfolio can lessen the
burden for those you leave behind. Talk to a Clarkson Insurance
specialist about policies that will care for them in the event that
you aren't able to.
Don't leave your loved ones' futures to chance. Proper estate
planning and a well structured insurance portfolio can lessen the
burden for those you leave behind. Talk to a Clarkson Insurance
specialist about policies that will care for them in the event that
you aren't able to.
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Individual Disability Insurance
What would happen if you lost the ability to keep your job or
earn income? Could a single accident destroy your family's plans
for the future?
Individual disability insurance policies cover you in the
unlikely event that an illness, injury, or accident renders you
unable to work. For a very small premium, you can be sure you will
be able to maintain your current income and standard of living,
even if an unexpected event keeps you from your employment.
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Long Term Care Insurance
Often, the long term illness or disability of a family member
can cause major financial upheaval. Long term care insurance
minimizes these risks by protecting policyholders in the event that
they, or their loved ones, require extended in-home or
facility-based treatment. Speak to us about the right policy for
you, and rest easy knowing that your family will be protected if
ongoing medical costs are ever needed.
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* The descriptions of coverage's listed on this web
site are necessarily brief and are subject to the provisions,
limitations, and exclusions that can only be expressed in the
policy and related endorsements. Benefits and services outlined on
this web site are provided at no additional cost unless otherwise
specified. Discounts, credits, and benefits are available where
state laws and regulations allow and may vary by state. Please
contact your R.H. Clarkson Insurance Group representative for
additional details.